After grandparents died, she cashed their Social Security benefits for a decade-plus

How Long Does Social Security Pay for the Children of a Decedent? The death of a parent is one of the worst things to happen to a child. Not only will the child grow up without the parent’s love and guidance, but the loss of a breadwinner may also mean severe family hardship.

The child may receive social security, but at 18, the benefits usually end. If someone dies after a lifetime of paying into Social Security, that doesn’t mean her taxes go to waste. Her family, including children, a surviving spouse and dependent parents, can receive benefits based on the deceased’s earnings.

My wife and I both draw social security. If one of us dies will the living spouse draw any or part of the deceased social security benefit?. parent or your grandparents are on social security.

“Every single day social security pays money to the spouse of a worker and their children if the worker dies. benefit. [Visit the U.S. News Retirement site for more planning ideas and advice.] Help.

Social Security will pay benefits to grandchildren if benefits are not payable on the work record of a parent. If a child is not receiving benefits from a parent when the grandparent retires, becomes disabled, or dies, the grandchild may then be able to qualify for benefits if certain conditions are met.

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Age Limit and Support. In order to be eligible for survivors benefits, grandchildren must have lived with the grandparent before the age of 18. In addition, the grandparent must have provided at least half of the support in the year before social security began paying retirement or disability to the grandparent, or in the year before the grandparent died.

You are at least 50 years old and disabled, and your disability started before your spouse died or within seven years of your spouse’s death (unless you were receiving mother’s or father’s benefits). You will receive 71.5% of your deceased spouse’s SSDI benefit.

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The parents must both be deceased or disabled at the time the grandparent becomes eligible for social security retirement or disability benefits, or at the time of the grandparent’s death. Social Security will need evidence of the relationship of the grandparents to their grandchild, including proof of the child’s and the grandparent’s.

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