CMHC defends mortgage stress test changes amid calls for loosening rules – Goldstream News Gazette

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The CEO of Canada Mortgage and Housing Corporation is forcefully defending mortgage stress test rules and warning federal policy-makers to hold the line amid calls for softening the measure from.

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The new stress test rules don’t apply to mortgage renewals as long as they are with the borrower’s existing lender. The 2018 Canadian mortgage rules were put out in draft form in July 2017. Critics of the regulations have said it will put a chill on an already cooling Canadian real estate market.

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CMHC defends mortgage stress test changes amid calls for loosening rules uninsured borrowers must now show they could service their mortgage if rates rose two per cent B.C. woman left black and blue’ after being pushed off 40-foot cliff at lake

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CMHC defends mortgage stress test changes amid calls for loosening rules A house for sale is pictured in this undated file photo. Aleksandra Sagan, The Canadian Press

**2019 Mortgage Rules Update – 2019 Federal Budget** There have been several changes to the mortgage rules in Canada over the last 3 years. The most recent and future changes popped up in the just-proposed 2019 federal budget i.e. the First Time Home Buyer Incentive which is aimed at helping first-time homebuyers afford a home in Canada’s ‘hot’ real estate market.