/u/PhantomJulien on What are the cons of not having a joint account with your partner?

A joint banking account is the right choice for some couples. If you decide to have a joint banking account, you will go to a bank and open the account together. You can determine how much to deposit in the account by tabulating your weekly or monthly salaries and coming up with a fair percentage for each of you to deposit.

The courts look at joint bank accounts differently depending on your relationship with the other account holders and where you live. For example, if you live in England or Wales and have a joint account with your spouse or civil partner, the money will be split equally, even if one of you never paid in a penny.

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I understand that under that plan, workers who do not yet have a pension will have to put up to 6pc of their salary into that mandatory pension from 2022. My husband and I have a joint. is partner.

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A joint bank account may (or may not) be a good option to manage finances.. For example, you may decide to have a joint checking account for paying. If you and your spouse work, you also need to figure out how you'll.

Maybe your partner has a lot of student loan debt and not-so-great credit. Just like married couples, you and your partner can determine who of the two of you should be on the loan and title. But, as I mentioned before, married couples have more legal protections even if they’re not both on the mortgage or title.

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If you have even the smallest doubt about your partner, then don’t open a joint bank account and give them full access to your money. You could create a joint account where you deposit a limited amount of funds, while keeping your primary salary account separate and in your name only.